What does Vorra cover?

Vorra pays you when covered rent goes unpaid: up to 3 months for a W-2 tenant's involuntary job loss, missed months plus up to $1,000 in legal fees for eviction, and rent until a new lease is signed while re-leasing. On-time rent reporting to the credit bureaus is included.

Which rentals qualify?

A new lease of 12 months or longer in FL, TX, GA, AZ, IN, NC, or SC, with a screened tenant earning about 3 times the rent and a credit score around 620 or higher.

How much does Vorra cost?

5% of the monthly rent — about $100 a month on a $2,000 unit — with protection up to $60,000 per year depending on your rent.

How fast does Vorra pay?

Approved payouts reach your account within 5 business days. Vorra is a service contract, not insurance, and is backed by a reinsurance carrier rated A.M. Best A- or better.

Vorra — Rent Protection for Landlords | Get Paid When a Tenant Stops Paying

One bad year

What happens when a good tenant stops paying?

Say you rent a home for $2,000 a month. Your tenant loses their job, it goes to eviction, and it takes a while to find someone new. That's about 9 months with no rent coming in.

Jan

—

Feb

—

Mar

Paidby Vorra

Apr

Paidby Vorra

May

Paidby Vorra

Jun

Paidby Vorra

Jul

Paidby Vorra

Aug

Paidby Vorra

Sep

Paidby Vorra

Oct

Paidby Vorra

Nov

Paidby Vorra

Dec

Leased

Lost their job

Eviction

Finding a new tenant

Every "Paid by Vorra" below is a month we send the rent straight to you.

Without Vorra

9 months with no rent.

You cover the mortgage on your own.

With Vorra

You're paid for those 9 months.

Plus up to $1,000 toward legal fees.

See your numbers → Use the calculator to estimate your own rental.

What's covered

Four protections. One simple fee.

Job loss, eviction, or the wait to re-lease — Vorra keeps paying you through every stage.

Job loss

Up to 3 months of rent paid after a W-2 employee's involuntary job loss.

3 months

Eviction

Every missed month paid back, plus up to $1,000 in legal fees.

+ $1,000 legal

Re-leasing

Rent keeps coming every month until a new lease is signed.

Up to 12 months

Rent reporting

On-time rent reported to the credit bureaus, free — so good tenants build credit.

No extra cost

All four, one fee — protected up to $60,000 per home, per year. Get protected →

Interactive calculator — try it

Rent-loss calculator: what could one bad tenant cost you?

This is a live tool — drag the sliders to match your own rental and watch the numbers update instantly.

Drag any slider to adjust

Monthly rent $2,000

$800$5,000

Months of missed rent 9 months

112

Legal & eviction costs $1,000

$0$14,000

Your exposure without protection

$19,000

What one bad tenant could cost you in a single year.

Lost rent$18,000

Legal & eviction$1,000

With Vorra, you'd pay just $1,200/yr
and be covered up to $60,000.

$100/mo

Protect this rental →

What it costs

5% of the rent.

$100 a month on a $2,000 unit — and you're protected for up to $60,000 a year, depending on your monthly rent.

It costs less than one missed month of rent.

No deductibles, no add-ons. The fee is the whole cost.

For an eviction, we cover the missed rent through completion within 90 days, plus up to $1,000 in legal fees.

Enroll now →

Does tenant qualify?

✓A new lease of a 12 months period

✓Property in FL, TX, GA, AZ, IN, NC or SC

✓Household income is 3× the monthly rent

✓Tenant's credit score is 620 or higher

What doesn't

✕Leases shorter than 12 months, or month-to-month

✕Short-term or vacation rentals (like Airbnb)

✕Tenants who weren't screened, or are in bankruptcy

Why trust Vorra?

When rent stops, the funds are already set aside.

Every payout is backed by a top-rated reinsurance carrier, with the funds held separately and set aside for you.

Financially backed

A.M. Best A−

Every payout is backed by a top-rated reinsurance carrier — not just our word.

Available in

FL · TX · GA · AZ · IN · NC · SC

Offered as a service contract by state.

Competitor analysis

How Vorra compares.

An honest, side-by-side look at Vorra against other landlord rent-protection options.

What matters	Vorra	Other plans	Guarantor services
Payout speed commitment	5 business days	Up to 30 days	Not committed
How long you're covered	12 months	1.5–6 months	Varies
Most you can be paid	$60,000	~$9,000	Varies
How fast you can sign up	About 10 minutes	3–4 weeks	Set up by the tenant
Helps tenants build credit	Yes	Rarely	No

No other landlord rent-protection program commits to a payout window in writing.

Protect my rent →

Enroll now

Set up in ten minutes. Covered for the year.

Three steps and you're protected.

Apply

~2 min

Upload the lease you already have through the portal. No long forms, no phone tag.

Review

Same day

Vorra confirms the details and your eligibility — usually the same day you apply.

Covered

Done

That's it. If rent ever stops, file in the portal and you're paid within five business days.

Enroll now →

Good questions

The things landlords always ask.

No. The money is yours to keep — not a loan or a credit. Nobody comes back to collect it from you or your tenant later.

Vorra deals only with you. Your relationship with your tenant stays exactly the same — there's no third party contacting them.

Within 5 business days of approval, straight to your account — no adjuster, no chasing. It's a commitment we put in writing.

You're still covered for the eviction and re-leasing. The job-loss path simply adds up to 3 months of coverage on the front end.

Vorra protects new leases — enroll as you sign a new lease (or renew into a new term) of 12 months or longer. This keeps coverage clean and starts your protection from day one.

Every payout is backed by a reinsurance carrier rated A.M. Best A− or better, with the funds set aside separately — not just our word.

A standard lease of 12 months or longer, in one of our seven states (FL, TX, GA, AZ, IN, NC, SC). The tenant should pass normal screening — roughly 3× the rent in income and a credit score around 620 or higher, with no recent eviction or active bankruptcy.

The job-loss benefit applies when the lead earner on the lease is a W-2 employee who loses their job involuntarily. Eviction and re-leasing coverage apply regardless of how the rent stops.

Just the lease you already have, the property details, and basic tenant information. It takes about ten minutes, and we confirm your eligibility — usually the same day.

Still have questions? Talk to us →

Enroll now

Protect your rental in ten minutes.

Create your account and enroll your first property as you sign a new lease. No cost to start, no obligation — we'll confirm your eligibility and walk you through the rest.

Free to create an account and apply

Eligibility confirmed — usually same day

Your details are kept private and secure

Backed by an A.M. Best A− rated carrier.

Eligible rentals: a new lease of 12+ months in FL, TX, GA, AZ, IN, NC or SC, with a screened tenant (about 3× rent in income, ~620+ credit, no recent eviction or active bankruptcy). Job-loss coverage applies to W-2 earners.

Step 1 of 4

Create your account

Let's start with you, the landlord or property manager.

First name *

Last name *

Email *

Phone *

Create a password *

I am a *

Step 2 of 4

Add your property

The rental unit you'd like to enroll in the program.

Street address *

City *

State *

ZIP code *

5-digit US ZIP (e.g. 78701).

Monthly rent *

New lease start date *

Pick a date from the calendar.

Lease term *

Vorra covers new 12-month leases.

Proof of ownership or management authority (optional)

Click to attach a file (optional)

Deed, tax record, or management agreement (PDF, image, or doc). You can provide this later if needed.

Step 3 of 4

Tenant & eligibility

A few details about your tenant and the lead earner on the lease.

Tenant full name *

Tenant email

Lead earner employment *

Job-loss coverage applies to W-2 employees.

Household monthly income *

The lead earner's income is at least 3× the monthly rent, and their credit score is 620 or above.

I've completed tenant screening — ID, credit, eviction history, and background — to professional standards.

No eviction judgment in the last 5 years and no active bankruptcy for the lead earner.

Step 4 of 4

Review & submit

Two quick confirmations and you're done.

I've obtained my tenant's written authorization for Vorra to access employment and income data for program administration.

My tenant consents to on-time rent being reported to the credit bureaus (optional, and can be withdrawn anytime).

I confirm the information above is accurate and I agree to the Master Services Agreement and Privacy Policy.

Submitting an application does not guarantee enrollment. Vorra will review your application and confirm eligibility in writing. Vorra Rent Protection for Landlords is a service contract, not an insurance product.

You're all set.

Your account is created and your property is submitted. We'll confirm your eligibility by email — usually the same day.

When the rent stops,
Vorra keeps you paid

When covered rent goes unpaid, Vorra pays you directly.

What happens when a good tenant stops paying?

Four protections. One simple fee.

Job loss

Eviction

Re-leasing

Rent reporting

Rent-loss calculator: what could one bad tenant cost you?

5% of the rent.

When rent stops, the funds are already set aside.

How Vorra compares.

Set up in ten minutes. Covered for the year.

Apply

Review

Covered

Guides for protecting your rental.

Every guide, in one place.

Add a new post

The things landlords always ask.

Protect your rental in ten minutes.

You're all set.

Protect the rent you've worked for.